Legal Notices

 

Legal Notice

Notice of Mortgage

Foreclosure Sale

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: February 7, 2007

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,000.00

MORTGAGOR(S): Christopher R Riviere and Sara J Riviere, Husband and Wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Aegis Wholesale Corporation, its successors and assigns

DATE AND PLACE OF RECORDING: Recorded: February 13, 2007 Wright County Recorder, Document Number: A1043052

ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P., Dated: January 14, 2010, Recorded: January 20, 2010 Wright County Recorder, Document Number: A1138611

And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP, Dated: May 14, 2012, Recorded: May 17, 2012 Wright County Recorder, Document Number: A1202904

And assigned to: Nationstar Mortgage, LLC, Dated: February 28, 2013, Recorded: April 15, 2013 Wright County Recorder, Document Number: A1234230

And assigned to: Specialized Loan Servicing LLC, Dated: February 6, 2018, Recorded: February 6, 2018 Wright County Recorder, Document Number: A1363633

And assigned to: US Bank Trust National Association, Not In Its Individual Capacity But Solely As Owner Trustee For VRMTG Asset Trust, Dated: March 25, 2021, Recorded: June 7, 2022 Wright County Recorder, Document Number: A1508988

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 100053030010843770

Lender/Broker/Mortgage Originator: Aegis Wholesale Corporation

Residential Mortgage Servicer: Fay Servicing, LLC

COUNTY IN WHICH PROPERTY IS LOCATED: Wright

Property Address: 641 Fairhaven Avenue North, South Haven, MN 55382

Tax Parcel ID Number: 115010001010

LEGAL DESCRIPTION OF PROPERTY: Lots 1 and 2, Block 1, South Haven, according to plat on file and of record in the Office of the County Recorder, in and for the County of Wright, State of Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $126,552.51

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property;

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: June 27, 2023 at 10:00 AM

PLACE OF SALE: County Sheriff`s office, 3800 Braddock Avenue NE, Buffalo, Minnesota

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 27, 2023, or the next business day if December 27, 2023 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: May 2, 2023

MORTGAGEE: US Bank

Trust National Association,

Not In Its Individual Capacity But Solely As Owner Trustee For VRMTG Asset Trust

Wilford, Geske & Cook, P.A.

Attorneys for Mortgagee

7616 Currell Boulevard,

Suite 200

Woodbury, MN 55125

(651) 209-3300

File Number: 052800-F1

Publish May 11, 18, 25, June 1, 8, 15, 2023.

 

Legal Notice

Notice of Mortgage

Foreclosure Sale

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: August 12, 2016

MORTGAGOR: Erik J Gilbert, an unmarried man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Waterstone Mortgage Corporation, its successors and assigns.

DATE AND PLACE OF RECORDING:  Recorded August 17, 2016 Wright County Recorder, Document No. A1322273.

ASSIGNMENTS OF MORTGAGE: Assigned to: Freedom Mortgage Corporation.  Dated February 16, 2023 Recorded February 16, 2023, as Document No. A1525994.                

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1003715-0000427265-2

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE:  Waterstone Mortgage Corporation

RESIDENTIAL MORTGAGE SERVICER: Freedom Mortgage Corporation

MORTGAGED PROPERTY ADDRESS: 116 Summerfield Drive, Waverly, MN 55390

TAX PARCEL I.D. #:116-013-003010

LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Summerfields, Wright County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Wright

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,562.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $138,826.12

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: May 9, 2023 at 10:00 AM

PLACE OF SALE: Sheriff’s Office, Wright County Law Enforcement Center, 3800 Braddock Avenue N.E., Buffalo, MN

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 9, 2023, unless that date falls on a weekend  or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: March 9, 2023

Freedom Mortgage

Corporation

Mortgagee/Assignee

of Mortgagee

LIEBO, WEINGARDEN,

DOBIE & BARBEE, P.L.L.P.

Attorneys for Mortgagee/Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

46 - 23-001951 FC

IN THE EVENT REQUIRED BY FEDERAL LAW: THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

Publish Mar. 16, 23, 30, Apr. 6, 13, 20, 2023.

Notice of Postponement

of Mortgage

Foreclosure Sale

Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 18, 2023, at 10:00 AM at the Sheriff’s Office, Wright County Law Enforcement Center, 3800 Braddock Avenue N.E., Buffalo, MN, in said county and state.

Dated:  May 9, 2023

Freedom Mortgage

Corporation

Mortgagee/Assignee

of Mortgagee

LIEBO, WEINGARDEN,

DOBIE & BARBEE, P.L.L.P.

Attorneys for Mortgagee/Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

46-23-001951

IN THE EVENT REQUIRED BY FEDERAL LAW: THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

Publish May 18, 2023.

Woodbury, MN 55125

(651) 209-3300

File Number: 052800-F1

Publish May 11, 18, 25, June 1, 8, 15, 2023.

 

Legal Notice

Notice of Mortgage

Foreclosure Sale

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: July 31, 2020

MORTGAGOR: Brandon Eenhuis, a married man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for CrossCountry Mortgage, LLC its successors and assigns.

DATE AND PLACE OF RECORDING:  Recorded August 6, 2020 Wright County Recorder, Document No. A1436036.

ASSIGNMENTS OF MORTGAGE: Assigned to: CrossCountry Mortgage, LLC.  Dated March 29, 2022 Recorded April 1, 2022, as Document No. A1502914.                

TRANSACTION AGENT:  Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE:  1007191-0000754983-3

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE:  CrossCountry Mortgage, LLC

RESIDENTIAL MORTGAGE SERVICER: CrossCountry Mortgage, LLC

MORTGAGED PROPERTY ADDRESS: 6500 Maple Drive, Rockford, MN 55373

TAX PARCEL I.D. #: 113013001220

LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 1, Maplewood Manor Third Addition, Wright County, Minnesota AND that part of Lot 21, Block 1, Maplewood Manor Third Addition, Wright County, Minnesota, beginning at the Southwest corner of said Lot 21, thence North along the West line of Lot 21, a distance of 17.00 feet, thence Southeasterly to the Southeast corner of Lot 21, thence West along the South line of Lot 21 a distance of 174.30 feet to the point of beginning.

COUNTY IN WHICH PROPERTY IS LOCATED: Wright

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,837.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $296,126.51

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: July 18, 2023 at 10:00 AM

PLACE OF SALE:    Sheriff’s Office, Wright County Law Enforcement Center, 3800 Braddock Avenue N.E., Buffalo, MN

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 18, 2024, unless that date falls on a weekend  or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: May 17, 2023

CrossCountry Mortgage, LLC

Mortgagee/Assignee of Mortgagee

LIEBO, WEINGARDEN,

DOBIE & BARBEE, P.L.L.P.

Attorneys for Mortgagee/Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

9 - 23-001287 FC

IN THE EVENT REQUIRED BY FEDERAL LAW: THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

Publish May 25, June 1, 8, 15, 22, 29, 2023.

 

Legal Notice

Notice of Mortgage

Foreclosure Sale

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: September 12, 2018

MORTGAGOR: Eric Kulee, a married person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Gateway Mortgage Group, LLC, its successors and assigns.

DATE AND PLACE OF RECORDING:  Recorded October 3, 2018 Wright County Recorder, Document No. A1381073.

ASSIGNMENTS OF MORTGAGE: Assigned to:  Rushmore Loan Management Services LLC.  Dated July 30, 2020 Recorded July 31, 2020, as Document No. A1435276. And thereafter assigned to: U.S. Bank Trust National Association, not in its individual capacity but solely as owner trustee for ICW MAT Trust.   Dated March 13, 2023 Recorded May 12, 2023, as Document No. A1530552.           

TRANSACTION AGENT:  Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100287715002261654

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE:  Gateway Mortgage Group, LLC

RESIDENTIAL MORTGAGE SERVICER: Selene Finance LP

MORTGAGED PROPERTY ADDRESS: 8191 Padgett Avenue Northeast, Otsego, MN 55330

TAX PARCEL I.D. #: 118083001110

LEGAL DESCRIPTION OF PROPERTY: LOT 11, BLOCK 1, CRIMSON PONDS 3RD ADDITION, WRIGHT COUNTY, MINNESOTA.

COUNTY IN WHICH PROPERTY IS LOCATED: Wright

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $284,747.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $262,354.89

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: July 18, 2023 at 10:00 AM

PLACE OF SALE:    Sheriff’s Office, Wright County Law Enforcement Center, 3800 Braddock Avenue N.E., Buffalo, MN

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 18, 2024, unless that date falls on a weekend  or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: May 15, 2023

U.S. Bank Trust National Association, as Trustee

Mortgagee/Assignee of Mortgagee

LIEBO, WEINGARDEN,

DOBIE & BARBEE, P.L.L.P.

Attorneys for Mortgagee/Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

107 - 23-002737 FC

IN THE EVENT REQUIRED BY FEDERAL LAW: THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

Publish May 25, June 1, 8, 15, 22, 29, 2023.

 

Legal Notice

Minnesota Secretary

of State

Amendment to Certificate of

Assumed Name

Minnesota Statutes

Chapter 333

ASSUMED NAME: American Display Company

PRINCIPAL PLACE OF BUSINESS: 124 Parkway Cir., Delano, MN 55328

NAMEHOLDER(S): Media/Graphics, Inc., 124 Parkway Cir., Delano, MN 55328

This certificate is an amendment of Certificate of Assumed Name File Number: 62895. Originally filed on: 05/13/1987.

I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Dated: 05/23/2023

SIGNED BY:

Graeme E. Nelson

Publish June 1, 8, 2023.

 

Legal Notice

STATE OF MINNESOTA

COUNTY OF WRIGHT

TENTH JUDICIAL

DISTRICT

DISTRICT COURT

PROBATE DIVISION

Court File No.: 86-PR-23-2410

Estate of Mark Henry Bechtel, a/k/a Mark H. Bechtel, Decedent

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS

Notice is given that an application for informal probate of the Decedent’s Will, dated September 26, 2012, (“Will”), has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Julie V. Bechtel, 1864 159th Street NW, Monticello, MN 55362, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minnesota Statutes section 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minnesota Statutes section 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: May 25, 2023

Pamela Kreier,

Registrar

Dated: May 25, 2023

Monica Tschumper,

Court Administrator

Attorney for Personal

Representative

Richard Kreutzfeldt

Richard Kreutzfeldt,

Attorney, PLLC

14084 Baxter Drive, Suite 14

Baxter, MN 56425

Attorney License No: 168233 Telephone: (218) 829-3477

FAX: (218) 829-3477

Email: lawrick@brainerd.net

Publish June 1, 8, 2023.

 

Legal Notice

Notice of Mortgage

Foreclosure Sale

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: February 4, 2022

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $408,653.00

MORTGAGOR(S): Jason M. Davis and Shanna M. Davis, Husband and Wife

MORTGAGEE: Mortgage Electronic Registrations Systems, Inc., as mortgagee, as nominee for Cardinal Financial Company, Limited Partnership, its successors and assigns

DATE AND PLACE OF RECORDING: Recorded: February 9, 2022, Wright County Recorder, Document Number: A1498433

ASSIGNMENTS OF MORTGAGE: And assigned to: PennyMac Loan Services, LLC, Dated: April 13, 2023, Recorded: April 13, 2023, Wright County Recorder, Document Number: A1528853

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 1000922-1401242756-7

Lender/Broker/Mortgage Originator: Cardinal Financial Company, Limited Partnership

Residential Mortgage Servicer: PennyMac Loan Services, LLC

COUNTY IN WHICH PROPERTY IS LOCATED: Wright

Property Address: 2229 County Rd 5 NW, Annandale, MN 55302

Tax Parcel ID Number: 201-000-194401

LEGAL DESCRIPTION OF PROPERTY: That part of Government Lot 1, of Section 19, Township 120 North, Range 27 West of the Fifth Principal Meridian, Wright County, Minnesota, described as follows: Commencing at the northeast corner of said Section 19, thence on an assumed bearing of South 1 degree 31 minutes 05 seconds East, along the east line of said Section 19, a distance of 2662.74 feet to the northeast corner of the Southeast Quarter of said Section 19; thence on a bearing of North 89 degrees 05 minutes 02 seconds West, along the north line of said Southeast Quarter, a distance of 35.00 feet to the westerly right of way boundary of the County Road, thence southerly a distance of 127.67 feet, along the westerly right of way boundary of the County Road, on a curve concave to the west, having a radius of 1408.33 feet, a central angle of 5 degrees 11 minutes 38 seconds, and a chord bearing of South 1 degree 01 minute 06 seconds West, thence on a bearing of South 3 degrees 38 minutes 04 seconds West, along the westerly right of way boundary of the County Road, a distance of 352.11 feet: thence on a bearing of North 86 degrees 21 minutes 56 seconds West a distance of 238.30 feet; thence on a bearing of South 3 degrees 38 minutes 04 seconds West a distance of 398.46 feet; thence on a bearing of South 86 degrees 21 minutes 56 seconds East a distance of 273.30 feet to the center line of the County Road; thence on a bearing of South 3 degrees 38 minutes 04 seconds West, along the center line of the County Road, a distance of 538.42 feet to the point of beginning of the land to be described; thence on a bearing of North 86 degrees 21 minutes 56 seconds West a distance of 300.00 feet, thence on a bearing of South 3 degrees 38 minutes 04 seconds West a distance of 366.18 feet; thence on a bearing of South 86 degrees 21 minutes 56 seconds East a distance of 283.67 feet to the center line of the County Road, thence southwesterly a distance of 64.15 feet, along the center line of the County Road, on a curve concave to the west, having a radius of 954.93 feet, a central angle of 3 degrees 50 minutes 56 seconds, and a chord bearing of South 16 degrees 10 minutes 09 seconds West, thence on a bearing of North 88 degrees 19 minutes 39 seconds East a distance of 171.61 feet to the east line of said Section 19, thence on a bearing of North 0 degrees 56 minutes 18 seconds West, along the east line of said Section 19, a distance of approximately 65 feet to the westerly shore of Granite Lake; thence northerly along the westerly shore of Granite Lake approximately 355 feet to a point which bears South 86 degrees 21 minutes 56 seconds East from the point of beginning; thence on a bearing of North 86 degrees 21 minutes 56 seconds West a distance of approximately 75 feet to the point of beginning

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $420,187.03

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property;

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: July 18, 2023, at 10:00 AM

PLACE OF SALE: County Sheriff`s office, 3800 Braddock Avenue NE, Buffalo, Minnesota

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 18, 2024, or the next business day if January 18, 2024, falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: May 25, 2023

MORTGAGEE: PennyMac Loan Services, LLC

Wilford, Geske & Cook, P.A.

Attorneys for Mortgagee

7616 Currell Boulevard,

Suite 200

Woodbury, MN 55125

(651) 209-3300

File Number: 052878-F1

Publish June 1, 8, 15, 22, 29, July 6, 2023.

 

Legal Notice

Notice of Mortgage

Foreclosure Sale

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: September 10, 2019

MORTGAGOR: Daniel Haile and Firehiwot Mekonnen Haile, spouses married to each other.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for American Mortgage & Equity Consultants, Inc., its successors and assigns.

DATE AND PLACE OF RECORDING: Recorded September 16, 2019 Wright County Recorder, Document No. A1405618.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association.  Dated January 6, 2023 Recorded January 13, 2023, as Document No. A1524324. And thereafter assigned to:  NewRez LLC f/k/a New Penn Financial, LLC d/b/a Shellpoint Mortgage Servicing. Dated April 26, 2023 Recorded April 28, 2023, as Document No. A1529754.            

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1008671-0000136514-5

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage & Equity Consultants, Inc.

RESIDENTIAL MORTGAGE SERVICER: NewRez LLC d/b/a Shellpoint Mortgage Servicing

MORTGAGED PROPERTY ADDRESS: 10526 62nd Street Northeast, Albertville, MN 55301

TAX PARCEL I.D. #: 101097002050

LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Kollville Estates Third Addition, Wright County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Wright

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $245,524.52

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: July 25, 2023 at 10:00 AM

PLACE OF SALE:    Sheriff’s Office, Wright County Law Enforcement Center, 3800 Braddock Avenue N.E., Buffalo, MN

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 25, 2024, unless that date falls on a weekend  or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: May 22, 2023

NewRez LLC dba Shellpoint Mortgage Servicing

Mortgagee/Assignee

of Mortgagee

LIEBO, WEINGARDEN,

DOBIE & BARBEE, P.L.L.P.

Attorneys for Mortgagee/Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

164 - 23-003141 FC

IN THE EVENT REQUIRED BY FEDERAL LAW: THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

Publish June 1, 8, 15, 22, 29, July 6, 2023.

 

Legal Notice

The following individual who was convicted of a crime in Wright County has applied for relief from the Minnesota Board of Pardons.  The application will be considered at the meeting of the Board scheduled for June 29, 2023, commencing at 9:00 a.m. at the Minnesota Senate Building, St. Paul, MN:

Ebinger Jr., Michael: Second-degree intentional murder, Convicted: 8/30/2000

Victims of this individual’s crime have a right to submit an oral or written statement at this meeting summarizing the harm suffered as a result of the crime, and make a recommendation to the Board as to whether a pardon should be granted or denied.  To submit an oral or written statement, or to obtain additional information, email the Board of Pardons at mnboardofpardons@state.mn.us or call 651-361-7171.

Publish June 8, 2023.

 

Legal Notice

Woodland Township

Change of Date for

June Regular Monthly Meeting

Notice is hereby given that the regular monthly meeting of Woodland Township for June will be held on TUESDAY, June 13, 2023, at 7 p.m. instead of Monday, June 12, 2023.

Gloria Janikula, Clerk

Publish June 8, 2023.

 

Legal Notice

STATE OF MINNESOTA

COUNTY OF WRIGHT

TENTH JUDICIAL

DISTRICT COURT

 PROBATE DIVISION

Court File No.: 86-PR-23-2474

In Re: Estate of Alvin Vergard Blakstvedt, a/k/a Alvin V. Blakstvedt, Decedent.

NOTICE OF FORMAL PROBATE OF WILL AND FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS

Notice is given that on July 10, 2023, at 9 a.m., a virtual hearing will be held by this Court on a petition for the formal probate of the decedent’s Will dated February 6, 1985 and for formal appointment of Adam Blakstvedt, whose address is 2348 Lancaster Avenue NE, St. Michael, MN 55376, to serve as the personal representative of the Decedent’s estate.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the Decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts to administer the Decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the Decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: June 1, 2023

Sarah Conzet,

Deputy

Monica Tschumper,

Court Administrator

Attorney for Personal

Representative:

Kimberly A. Gray

Attorney at Law

6005 Girard Avenue South Minneapolis, MN 55419

Atty. Lic. No. 0246931

Publish June 8, 15, 2023.

 

Legal Notice

STATE OF MINNESOTA

COUNTY OF WRIGHT

DISTRICT COURT

TENTH JUDICIAL

DISTRICT

 Case Type: Probate

Court File No.: 86-PR-23-2437

In RE the Estate of Jeffrey John Budnick, a/k/a Jeffrey J. Budnick, Decedent.

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS

Notice is hereby given that an Application for Informal Appointment Personal Representative was filed with the Registrar. The Registrar accepted the Application and appointed Karen Talbot whose address is 6111 - 187th Avenue NW, Anoka, MN 55303 to serve as the Personal Representative of the Decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as Personal Representative or may object to the appointment of the Personal Representative. Any objection to the appointment of the Personal Representative rnust be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the Personal Representative has the full power to administer the estate including, after 30 days from the date of issuance of Letters of General Administration, the power to sell, encumber, lease or distribute any interest in real estate owned by the Decedent.

Notice is also given that (subject to Minn. Stat. § 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, Subd. 5.

Dated: June 1, 2023

Pamela Kreier,

Registrar

Dated: June 1, 2023

Monica Tschumper,

Court Administrator

Attorney for Personal

Representative

William A. Erhart, Esq. (ID#027066)

Erhart Legal, LLC

316 East Main Street

Anoka, MN 55303

Phone: (763) 427-7800

Fax: (763) 427-3803

Email: erhart@erhartlegal.com

Publish June 8, 15, 2023.

 

Legal Notice

Minnesota Secretary

of State

Certificate of

Assumed Name

Minnesota Statutes

Chapter 333

ASSUMED NAME: Busy Bees

PRINCIPAL PLACE OF BUSINESS: 4952 87th St NE, Monticello, MN 55362

NAMEHOLDER(S): Cheree Geisler, 4952 87th St NE, Monticello, MN 55362

I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Dated: 04/07/023

SIGNED BY:

Cheree  Geisler

Publish June 8, 15, 2023.

 

Legal Notice

STATE OF MINNESOTA

COUNTY OF WRIGHT

DISTRICT COURT

TENTH JUDICIAL DISTRICT PROBATE DIVISION

Court File No.: 86-PR-23-2582

In Re: Estate of Sylvia M. Muhonen, Decedent.

NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS

Notice is given that on 7/10/2023 at 9:00 A.M., a hearing will be held in this Court at Wright County District Court remotely via zoom on a petition for the formal probate of an instrument purporting to be the Decedent’s Will dated January 4, 2001, and for the appointment of Nathan C. Muhonen, whose address is 5296 Braddock Ave NE, Buffalo, Minnesota, 55313 as personal representative of the Decedent’s estate in an unsupervised administration.

This Hearing will be held: Via Zoom; to attend contact Court Administration for hearing information prior to the hearing at 763-682-7639.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the Decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the Decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the Decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 5/31/2023

/s/ Katie Becker,

District Court Deputy

Dated: 5/31/2023

Monica Tschumper,

Court Administrator

Attorney for Petitioner

Skoog Law

Grant K. Skoog

MN# 0403246

24 Colfax Ave. SW

P.O. Box 623

Wadena, MN 56482

Telephone: (218) 631-1228

E-mail: Grant@Skooglaw.com

Publish June 8, 15, 2023.

 

Legal Notice

State of Minnesota

Wright County

District Court

Tenth Judicial District

Court File Number:

86-PR-23-1815

Case Type: Informal Probate

In re the Estate of Michele Marie Warzetha, Deceased

Notice of Informal Appointment of Personal Representative and Notice to Creditors (Without a Will)

TO ALL INTERESTED PERSON AND CREDITORS:

Notice is hereby given that an application for informal appointment of personal representative has been filed with the Probate Registrar. No will has been presented for probate. The application has been granted.

Notice is also given that the Probate Registrar has informally appointed the following: Robert David Warzetha, whose address is 351 65-1/2 St. SW, Waverly, MN 55390 as Personal Representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as Personal Representative, or may object to the appointment of the Personal Representative. Unless objections are filed pursuant to Minn. Stat. § 524.3-607, and the court otherwise orders, the Personal Representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four (4) months after the date of this Notice, or the claims will be barred.

Dated: Apr. 18, 2023

Pamela Kreier,

Probate Registrar

Dated: Apr. 18, 2023

Monica Tschumper,

Court Administrator

Publish June 8, 15, 2023.

 

Legal Notice

Notice of Mortgage

Foreclosure Sale

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: May 9, 2014

MORTGAGOR: John W Kotrba, a single man, and Mary P Kotrba, a married woman.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for First Guaranty Mortgage Corporation its successors and assigns.

DATE AND PLACE OF RECORDING: Recorded May 27, 2014 Wright County Recorder, Document No. A1263811.

ASSIGNMENTS OF MORTGAGE:Assigned to:  First Guaranty Mortgage Corporation. Dated July 17, 2019 Recorded July 19, 2019, as Document No. A1400644. And thereafter assigned to:  Carrington Mortgage Services, LLC.   Dated May 9, 2023 Recorded May 11, 2023, as Document No. A1530461.           

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000314-0000059200-9

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE:  First Guaranty Mortgage Corporation

RESIDENTIAL MORTGAGE SERVICER: Carrington Mortgage Services LLC

MORTGAGED PROPERTY ADDRESS: 174 Cardinal Lane, Clearwater, MN 55320

TAX PARCEL I.D. #:  104019004020

LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Four (4), Clearwater Estates, Common Interest Community No. 13, according to the plat and survey thereof on file and of record in the Office of the County Recorder in and for Wright County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Wright

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $54,003.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $49,286.90

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: August 8, 2023 at 10:00 AM

PLACE OF SALE: Sheriff’s Office, Wright County Law Enforcement Center, 3800 Braddock Avenue N.E., Buffalo, MN

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 8, 2024, unless that date falls on a weekend  or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: June 2, 2023

Carrington Mortgage

Services, LLC

Mortgagee/Assignee

of Mortgagee

LIEBO, WEINGARDEN,

DOBIE & BARBEE, P.L.L.P.

Attorneys for Mortgagee/Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

85 - 23-002974 FC

IN THE EVENT REQUIRED BY FEDERAL LAW: THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

Publish June 8, 15, 22, 29, July 6, 13, 2023.

The Drummer and The Wright County Journal Press

PO Box 159
108 Central Ave.
Buffalo MN 55313

www.thedrummer.com

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